New: Embedded Wallet Checkout

Accept Stablecoins With an Embedded Wallet Checkout

Accept USDT and USDC with a checkout that feels familiar to customers. They pay by QR code or address, without connecting a wallet on supported networks.

Non-custodial USDT & USDC supported No wallet connection on supported networks

Paying Nova Supply Co.

Send exactly 129.00 USDC ≈ $129.00
Network Solana
Send only USDC on Solana to this address. Another coin or network may result in lost funds.
Wallet Address
7xQeVn3RkPmA2fD9sYtL6HbXwZc4TjNu8G
Amount (USDC)
129.00
Expires in 59:41 Waiting for payment
Store Wallet Non-custodial
+129.00 USDC received Balance 1,353.00 USDC
Settle to Main Wallet
1 Customer Pays
2 Store Wallet Receives
3 Merchant Settles

From Checkout to Your Main Wallet in 3 Steps

How Embedded Wallet checkout works

1
129.00 USDC Solana
7xQeVn3RkPmA2f…Nu8G
No wallet connection Waiting for payment

Checkout Screen

Customer sees a payment address and QR code. No wallet connection, no extension, no popup.

2
Store Wallet Non-custodial
1,482.00 USDC
+129.00 USDC Confirmed
+40.00 USDC Confirmed
+25.00 USDC 1 / 3 confirmations

Store Wallet Balance

Funds arrive in your dedicated non-custodial store wallet. Confirmation tracked automatically.

3
Available to settle $2,480.00
USDC Solana 1,482.00
USDT Ethereum 998.00
Settle to Main Wallet

Settle to Main Wallet

Move funds to your main wallet on your schedule, from your merchant dashboard.

Embedded Wallet is non-custodial. Settlement is required because funds arrive in a dedicated store wallet first, not directly in your main wallet.

Stop Losing Customers at Checkout

Let customers pay with USDT or USDC from any wallet or exchange using a simple QR code or address. No wallet connection required on supported networks.

Easier Customer Checkout

Customers scan a QR code or copy an address and pay. No wallet connection required, no popup, no extension.

Store Funds Stay Separate

Your payment wallet is isolated from your main wallet. Settle funds when you are ready, on your own schedule.

Payments Track Automatically

Paymento monitors confirmation status and updates your dashboard automatically. No manual reconciliation needed.

Settlement Happens Only When You Approve

Your store wallet is non-custodial. Paymento does not hold your funds. You initiate settlement from your merchant dashboard when you want to move funds to your main wallet.

Store Wallet Non-custodial
No access without you
You Log In Merchant session
You Approve Settlement authorized
Main Wallet Funds received

Embedded Wallet vs Bring Your Own Wallet

Bring Your Own Wallet

Best for direct settlement and advanced control

High volume Advanced Treasury control

  • Non-custodial
  • Funds direct to your wallet
  • No settlement step
  • Better for high-volume operations
Use My Own Wallet

Both options are non-custodial. Embedded Wallet improves checkout UX but requires settlement. Bring Your Own Wallet sends funds directly to your wallet.

Checkout That Looks Familiar

Customers simply scan a QR code or copy an address, just like every major crypto payment processor.

  • No wallet connection or extension required
  • QR code or copy-and-paste address
  • USDT and USDC on multiple networks
  • Payment confirmed on-chain automatically
Amount Amount $129.00
Currency USDC
Network Solana
7xQeVn3R…Nu8G
Waiting for Payment

Settle All Funds With One Action

Each order creates a separate payment address. Settlement consolidates them all into your main wallet.

Address 1 25 USDT
Address 2 40 USDT
Address 3 18 USDT
Address 4 90 USDT
Address 5 12 USDT
Settle
Main Wallet 185 USDT

Network fees apply per settlement transaction. For very high-volume operations, Bring Your Own Wallet avoids this step entirely.

Pick the Right Setup for Your Business

Recommended for most merchants

Embedded Wallet Store

Customers pay without connecting a wallet. You settle funds on your schedule. Simplest path to stablecoin checkout.

  • SMBs
  • Digital products
  • SaaS
  • Memberships
  • Merchants wanting the highest checkout conversion
Get Started

Bring Your Own Wallet

Funds settle directly into your existing wallet. Better for teams that already manage wallet infrastructure.

  • High volume
  • Treasury management
  • Advanced users
Explore Docs

What You Pay

No monthly fees to start. No charge on failed or expired payments.

0.5% + $0.20

per successful transaction

Example $100 order → $0.70 to Paymento
Paymento transaction fee On the payment amount. Only charged on successful payments.
0.5%
Embedded Wallet infrastructure fee Covers the secure key infrastructure that keeps your store wallet non-custodial.
$0.20
Settlement network fee Paid to the blockchain network when you settle funds. Paymento fronts the transaction and deducts the actual network fee from your Paymento balance.
Varies
Included

First Embedded Wallet Store

Your first store is included free. There is no monthly fee.

$10 one-time

Each additional store

A one-time store creation fee, not a subscription. Add a store per brand whenever you need one.

Rates may vary by plan and volume. Check the pricing page for current details.

Questions Before You Start

No. It is designed as a non-custodial store wallet setup. Paymento does not operate like a custodial exchange and cannot freely move your funds.

USDC on Solana, and USDT on Ethereum and Tron. Paymento also supports Bitcoin, Litecoin, and Dogecoin alongside the stablecoins above. See the full list of supported assets. Ethereum and Solana are where most merchant stablecoin volume is moving, and they are where we recommend starting.

On supported networks, customers can pay by QR code or address without connecting a wallet. Tron currently still requires wallet connection at checkout.

Because customers pay to generated store wallet addresses, funds arrive in your embedded wallet first. Settlement moves those funds to your main wallet on your schedule.

No. Every fund movement requires your authenticated merchant session. You initiate and authorize each settlement.

Not always. Embedded Wallet is easier to start with and removes wallet connection friction for customers. Bring Your Own Wallet gives you direct settlement with no extra step, which is better for high-volume operations.

Small to mid-sized merchants, creators, digital product sellers, and businesses that want simple stablecoin payments without managing crypto infrastructure.

Crypto-native merchants, high-volume operations, and businesses that want direct settlement into their own wallet without an extra step.

Start Accepting Stablecoin Payments Today

Create a non-custodial embedded wallet store and give your customers a simpler way to pay with USDT and USDC.

Non-custodial. Stablecoin-focused. Built for simple merchant onboarding.