Non-custodial crypto payment gateway

Accept Crypto Payments Directly Into Your Own Wallet

A non-custodial crypto payment gateway for online businesses. Accept Bitcoin, USDT, USDC and more directly into wallets you control.

Start Accepting Crypto View Integrations
Multi-chain API & plugins Up to 0.5% fee $15 free credit
Non-custodial Direct to your wallet 0.5% fee
Why Paymento

Built Differently From Traditional Payment Processors

A crypto payment processor that never holds your money.

Traditional processor
Customer Processor holds funds Settlement Merchant
Paymento
Customer Your wallet
Direct settlement
No custody
No chargebacks
How it works

A Crypto Payment Gateway Built Around Your Wallet

Paymento handles checkout, blockchain monitoring and payment confirmation without taking custody of your funds.

01 Customer Pays Your customer pays from a supported crypto wallet.
02 Paymento Detects & Confirms Paymento monitors the blockchain and updates the order automatically.
03 Funds Reach Your Wallet The payment settles to a wallet you control.

Every payment, its status and its customer, in one place.

Blockchain transactions are public and permanently recorded. Your own tax and regulatory obligations are unchanged.

Integration

Add Crypto Payments to Your Business

Use a plugin, hosted checkout, payment link, or API.

Plugins

WooCommerce Add crypto to your WooCommerce checkout. WHMCS Automate crypto invoice payments.
OpenCart Add a crypto payment method.

API

Build crypto payments into your application Create a payment, redirect the customer, then verify the HMAC-signed callback. Crypto payment API

No-code

Payment Links Accept crypto with no website integration.
Hosted Checkout Use Paymento's hosted payment page.
Getting started

How to Accept Crypto Payments

1

Create your account

Set up your Paymento merchant account.

2

Connect your wallet

Use your own wallet or create a Paymento store wallet.

3

Start accepting payments

Integrate with a plugin, hosted checkout or API.

Start Accepting Crypto

Supported assets

Accept Bitcoin, Stablecoins and Major Cryptocurrencies

Across supported blockchain networks, through one integration.

View Supported Assets

Cryptocurrencies

Bitcoin BTC Ethereum ETH Solana SOL Tron TRX Litecoin LTC Dogecoin DOGE Bitcoin Cash BCH

Stablecoins by network

USDT TRC-20 USDT ERC-20 USDT Solana USDC ERC-20 USDC Solana

BNB Smart Chain, Polygon and Avalanche are on the roadmap. See also the stablecoin payment gateway and accepting USDT payments.

Settlement

Choose How You Receive Payments

Both are non-custodial. The difference is settlement.

Paymento
Checkout Customer pays
Direct no middle step
Your Wallet 0x7a4f…c2b1 Your keys

Funds arrive directly in your wallet.
No settlement step.

Bring Your Own Wallet

Connect a wallet you already control and receive payments straight into it.

Connect your wallet
Paymento
Checkout Customer pays
   
Store Wallet 2,480.00 USDT Non-custodial
Settle you approve
Your Main
Wallet 0x7a4f…c2b1 Your keys

Funds collect in your store wallet.
You settle when ready.

Paymento Store Wallet Simpler checkout

Create a store wallet inside Paymento for simpler checkout and easier payment management.

Compare wallet options
Onboarding

Start Without Mandatory KYC

A non-custodial crypto payment gateway without KYC for standard use, because Paymento never holds merchant funds.

Standard use No mandatory KYC
Higher volume or regulated features Verification may be required

Subject to supported jurisdictions, usage limits, risk controls and Paymento policies. Your own regulatory and tax obligations are unchanged.

Who uses Paymento

Built for Online Businesses

E-commerceAccept crypto directly from your online checkout.
SaaSAccept one-time or recurring crypto payments.
HostingAutomate payments through WHMCS.
Digital productsSell software, content and digital goods.
AgenciesAccept international client payments in crypto.
Online servicesGet paid without relying on card networks.
Pricing

Crypto Payment Gateway Pricing

Pay up to 0.5% per successful payment.

  • No monthly or setup fees
  • No chargeback fees
  • Funds settle to wallets you control

$15 free credit to start. Store wallets add $0.20 per payment. See full pricing.

Start Accepting Crypto

FAQ

Questions About Crypto Payment Processing

Still stuck? Contact support.

A cryptocurrency payment gateway creates a payment request, watches the blockchain for your customer's transaction and tells your store when it confirms. Paymento does this without holding the money.

Your store creates a payment through a plugin, the API or a payment link. The customer pays, Paymento confirms it on-chain and sends your store a webhook, and the funds go to your wallet.

Yes. Paymento does not hold merchant funds. With a store wallet, your passkey is required to move them.

For standard non-custodial usage you can start without mandatory KYC, subject to supported jurisdictions, usage limits, risk controls and Paymento policies. Additional verification may apply as usage or risk increases.

Yes. Each order gets its own receiving address, so payments match themselves.

Yes. USDT on Tron, Ethereum and Solana, and USDC on Ethereum and Solana. See accepting USDT payments.

Up to 0.5% per successful payment, no monthly fee. Store wallets add $0.20 per payment. New accounts start with $15 free credit.

Install the WooCommerce, WHMCS or OpenCart plugin, integrate the API, or send a payment link with no integration at all.

Start Accepting Crypto Payments

Create an account, choose how you receive funds, and take your first payment.

Start Accepting Crypto View Integrations

$15 free credit. No monthly fee.

Launch App